MoneyTime Cookie Policy

Last modified: 26 June 2025

For a PDF version of this Cookie Policy, click here.

This Cookie Policy explains how MoneyTime (NZ) Limited and MoneyTime Global Limited use cookies in their websites.

We may update this policy from time to time by publishing a new version on our website so you should check this page periodically to ensure you are happy with any changes to this policy.

1. ABOUT COOKIES

What Are Cookies?

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

1.2 Types of Cookie

Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

1.3 Cookies and Personal Data

Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

1.4 Cookies That We Use

We use cookies for the following purposes:

a) Necessary Cookies – we use these cookies to help make our website usable by enabling basic functions like page navigation and access to pages which require visitors to create an account and login. The website cannot function properly without these cookies.

b) Security cookies – we use cookies as an element of the security measures used to protect our website and services generally.

c) Functional cookies – help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedback, and other third-party features.

d) Analytical cookies – are used to understand how visitors interact with the website. These cookies help provide information on metrics like the number of visitors, bounce rate, traffic source, etc.

e) Performance cookies – are used to understand and analyse the key performance indexes of the website which helps in delivering a better user experience for the visitors.

f) Preference cookies - are used to store user preferences to provide content that is customized and convenient for the users, like the language of the website or the location of the visitor.

2. MANAGING COOKIES

2.1 Per Browser

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:

(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome);

(b) https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences (Firefox);

(d) https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);

(e) https://support.apple.com/en-is/guide/safari/sfri11471/16.0/mac/11.0 (Safari on Mac);

(f) https://support.microsoft.com/en-gb/windows/microsoft-edge-browsing-data-and-privacy-bb8174ba-9d73-dcf2-9b4a-c582b4e640dd (Edge).

2.2 Blocking Cookies

Blocking all cookies will have a negative impact upon the usability of many websites. If you block cookies, you may not be able to use all the features on our website.

3. EMAIL MARKETING TRACKING

3.1 Tracking Email Opens and Email Clicks

When we send marketing emails promoting MoneyTime's products and services, we can track if you have opened a marketing email. We can also track whether you have clicked on a link in the email. This allows us to gauge the effectiveness of our marketing campaigns. If you would like to opt-out of these emails you can do so by clicking on the unsubscribe link in the footer of each email we send you.

4.4 Contact Details

You can contact us:

(a) by post, at our registered and physical address: 29 Chapter St, St Albans, Christchurch 8052, New Zealand

(b) by telephone, on +64 27 228 3892 or the contact number published on our website from time to time;