Financial literacy for New Zealand kids
Online financial literacy program for New Zealand kids
MoneyTime is an online financial literacy program for New Zealand children ages 10 to 15.
Used by teachers in primary, intermediate and secondary schools for financial education lessons;
by parents as a personal finance course for kids at home;
and by homeschoolers as a home school financial literacy curriculum.
Hands on financial education
MoneyTime combines 30 interactive financial literacy lessons with a money management game to make learning about money fun.
Kids are rewarded with virtual money for answering questions correctly then get to make decisions on how they spend it.
They can shop at virtual stores, donate it or invest in things like further education and property that will increase their long-term wealth.
In this way MoneyTime enables children to learn the consequences of their financial decisions, without risk, or fear of failure.
How MoneyTime works
MoneyTime is an online financial literacy program for children ages 10 to 15. Learn how MoneyTime works.
What will children learn?
MoneyTime teaches kids all the things you wish you had been taught about money.
The power of saving for things they want
How to write a CV
How to prepare a simple budget
Why it’s important to pay off debt quickly
How to leverage their money to buy property
How to invest their money wisely
How businesses make profits
How to protect their assets with insurance
How to to keep their money safe online
Proven effective with thousands of students
MoneyTime was launched into New Zealand primary, intermediate and secondary schools in 2018. Since then is has been used by more than 750 schools and 130,000 students. This represents 44% of all New Zealand schools with year 7 and 8 students.
It has also been used by more than 4,000 kids at home, using a MoneyTime home subscription.
Regular assessment through out the program reveals a 42% average increase in knowledge across all students, which is considered exceptional for any teaching resource. This shows MoneyTime really works!
International financial literacy awards
Why teachers, parents and homeschoolers love MoneyTime
Easy to set up
Getting started is easy! Students simply create an online account, watch a short demo video and away they go. No webinars, no class lists - no hassle.
Engaging for students
The program is highly interactive with students answering questions and solving equations throughout. They can unlock ways to spend their money and are rewarded with awards, certificates and potentially a place on the leaderboard.
Easy to fit in
Lessons take just 30 minutes so can be easily completed during class, after school or at home. MoneyTime is online so can be used anywhere students can connect a laptop, notebook or tablet.
No financial knowledge required
MoneyTime does all the teaching for you, so whether you are a teacher, parent, or homeschooler you don’t need to be a financial whiz. In fact, it’s not necessary to have any financial knowledge at all.
What teachers are saying about MoneyTime
“We absolutely loved using MoneyTime! We found it to be an engaging and undeniably beneficial learning experience. All of our parents loved it too.”
— Taylor McGrath, Teacher, Howick Intermediate, Auckland
“My class are absolutely loving MoneyTime. It is a fantastic program!”
— Liz Moka, Teacher, Avalon Intermediate, Lower Hutt
“My students are really enjoying using the program and bug me to unlock the next modules. They particularly like the mix between real world contexts and the maths. “
— Imogen Warren, teacher, Ohau School, Levin
What parents are saying about MoneyTime
“I think it's a brilliant, well laid out tool and am very impressed with the content. I know planting the seed now will make a positive impact in their lives for years to come. I wish it was around when I was younger.”
— Debbie D
“We absolutely love MoneyTime! I definitely recommend this program because it is so needed by kids and I feel there are few courses out there as effective”
— Jill B
“The MoneyTime program has been an excellent addition to our homeschool curriculum for both of my kids!“
— Tracy T
Financial literacy made easy for teachers
No personal finance knowledge required
No prep work or administration
Easy class set up
Curriculum aligned for Financial Mathematics and Financial Education 2026
Automatically marked quizzes and detailed reporting
Guidelines for class activities and discussions
Proven efficacy with thousands of students
Financial Literacy made easy for parents and homeschoolers
Incorporates the latest thinking in online home learning - self directed and gamified
Practical life skills for the real world
No parental knowledge or supervision required
Parent guides provided if you want to be involved
Regular assessment and detailed reporting
Fun and engaging so your children want to do it!
60 day money back guarantee
FAQs
What is MoneyTime?
MoneyTime is an award-winning online financial literacy program for kids aged 10 to 15. Students work through self-directed lessons and a money management game where they learn by making their own financial decisions.
What age is MoneyTime designed for?
MoneyTime is designed for kids aged 10 to 15.
What do kids learn in MoneyTime?
MoneyTime covers the money skills young people need for adult life: earning, saving and interest, employment, tax, budgeting, borrowing, credit, property, investing, business basics, insurance and staying safe online. Each topic is taught through a short self-directed lesson, a quiz and a game where students apply what they have learned to real decisions.
How does the MoneyTime money game work?
After each lesson, students answer quiz questions to earn virtual money. They then decide how to use it in the MoneyTime game: spending, saving, donating or investing. Their choices have consequences, so students learn money management by doing, and a leaderboard adds friendly competition that keeps them coming back for the next lesson.
How long does MoneyTime take to complete?
Each MoneyTime lesson, including the game, takes about 30 minutes. The core program is 11 lessons, with 19 optional extension lessons. The full program of 30 lessons takes around 20 to 25 hours, which is roughly one school semester at two lessons per week. An optional set of 13 parent-child modules can be completed at home alongside the core lessons.
Can MoneyTime be used at school, in homeschool or at home?
All three. Schools use MoneyTime as a math, social studies or entrepreneurship supplement or elective. Homeschool families get optional lesson guides, assessments and completion certificates. Parents can also subscribe for home use, with children working independently. The same self-directed lessons and money management game sit at the core of every version.
Does MoneyTime improve financial knowledge?
Yes. Regular pre and post testing throughout the program on 130,000 students shows an average 42% increase in financial knowledge. The program has also won international awards, including Best Primary Product at the Global Edtech Awards 2025, and was named one of HundrED's top 100 education innovations in 2023.
