Financial literacy for New Zealand kids

MoneyTime is an online financial literacy program for New Zealand children ages 10 to 15.

Used by teachers in primary, intermediate and secondary schools for financial education lessons;

by parents as a personal finance course for kids at home;

and by homeschoolers as a home school financial literacy curriculum.

Hands on financial education

MoneyTime combines 30 interactive financial literacy lessons with a money management game to make learning about money fun.

Kids are rewarded with virtual money for answering questions correctly then get to make decisions on how they spend it.

They can shop at virtual stores, donate it or invest in things like further education and property that will increase their long-term wealth.

In this way MoneyTime enables children to learn the consequences of their financial decisions, without risk, or fear of failure.

How MoneyTime works

What will children learn?

Daughter showing mother her progress her net wealth on MoneyTime

MoneyTime teaches kids all the things you wish you had been taught about money.

  • The power of saving for things they want

  • How to write a CV

  • How to prepare a simple budget

  • Why it’s important to pay off debt quickly

  • How to leverage their money to buy property

  • How to invest their money wisely

  • How businesses make profits

  • How to protect their assets with insurance

  • How to to keep their money safe online

Proven effective by thousands of students

Teaching teenagers about budgeting

MoneyTime was launched into New Zealand primary, intermediate and secondary schools in 2018. Since then is has been used by more than 750 schools and 130,000 students. This represents 44% of all New Zealand schools with year 7 and 8 students.

It has also been used by more than 4,000 kids at home, using a MoneyTime home subscription.

Regular assessment through out the program reveals a 42% average increase in knowledge across all students, which is considered exceptional for any teaching resource. This shows MoneyTime really works! 

 International financial literacy awards

 Why teachers, parents and homeschoolers love MoneyTime

Easy to set up

Getting started is easy! Students simply create an online account, watch a short demo video and away they go. No webinars, no class lists - no hassle.

Engaging for students

The program is highly interactive with students answering questions and solving equations throughout. They can unlock ways to spend their money and are rewarded with awards, certificates and potentially a place on the leaderboard.

Easy to fit in

Lessons take just 30 minutes so can be easily completed during class, after school or at home. MoneyTime is online so can be used anywhere students can connect a laptop, notebook or tablet.

No financial knowledge required

MoneyTime does all the teaching for you, so whether you are a teacher, parent, or homeschooler you don’t need to be a financial whiz. In fact, it’s not necessary to have any financial knowledge at all.

What Teachers are saying about MoneyTime

“We absolutely loved using MoneyTime! We found it to be an engaging and undeniably beneficial learning experience. All of our parents loved it too.”

Taylor McGrath, Teacher, Howick Intermediate, Auckland

“My class are absolutely loving MoneyTime. It is a fantastic program!”

Liz Moka, Teacher, Avalon Intermediate, Lower Hutt

“My students are really enjoying using the program and bug me to unlock the next modules. They particularly like the mix between real world contexts and the maths. “

Imogen Warren, teacher, Ohau School, Levin

What parents are saying about MoneyTime

“I think it's a brilliant, well laid out tool and am very impressed with the content. I know planting the seed now will make a positive impact in their lives for years to come. I wish it was around when I was younger.”

Debbie D

“We absolutely love MoneyTime! I definitely recommend this program because it is so needed by kids and I feel there are few courses out there as effective”

Jill B

“The MoneyTime program has been an excellent addition to our homeschool curriculum for both of my kids!“

Tracy T

Financial literacy made easy

For teachers ‍

Teacher with student doing financial education lessons
  • No personal finance knowledge required

  • No prep work or administration

  • Easy class set up

  • Curriculum aligned for Financial Mathematics and Financial Education 2026

  • Automatically marked quizzes and detailed reporting

  • Guidelines for class activities and discussions

  • Proven efficacy with thousands of students

For parents and homeschoolers

Child learning to create a budget with mother
  • Incorporates the latest thinking in online home learning - self directed and gamified

  • Practical life skills for the real world

  • No parental knowledge or supervision required

  • Parent guides provided if you want to be involved

  • Regular assessment and detailed reporting

  • Fun and engaging so your children want to do it!

  • 60 day money back guarantee